25 Whispering Woods Drive, Smithtown, NY, 11787 | $1,075,000
This Gorgeous 4 Bedroom, 2. 5 Bath Colonial In The Beautiful Enchanted Woods Section Of Smithtown Is Not To Be Missed. Featuring Gleaming Hardwood Floors Throughout. From The Moment You Step Into The Stunning Entrance Foyer With The Long Open Staircase, You Will Know That This Home Is For You. The Large Formal Dining Room Offers Privacy and Comfort When You Have Special Dinner Parties. The Chef's Kitchen Is Put Together With Such Taste And Versatility. Featuring The Focal Point Of A 13 Foot Center Island, A Chef's Wolf Stove, Double Oven With Warmer, A One-Year-Old Refridgerator, A Classic Farm Sink, Tons Of Cabinetry, And Gorgeous Granit Countertops. Everyone Will Be Gathered Around The Kitchen For Conversation And A Glass Of Wine. The Additional Dining Area Offers A Large Amount Of Seating For The Everyday, Or More Relaxed Dinner Parties. The Living Room Is Absolutely Amazing. The Extremely Tall Vaulted Ceilings, Spacious Seating Area, Wood Fireplace And Tons Of Natural Light Offer An Incredible Space To Sit, Enjoy A Wonderful Conversation, Or To Sit Back And Enjoy Some TV Or A Beautiful Fire With A Cup Of Hot Cocoa. The Four Large Bedrooms Are Absolutely Wonderful. The Primary En-Suite Provides You With A Vaulted Ceiling, Tons Of Natural Light, Very Large Walk-In Closets, And A Huge Bathroom With Both Tub, Shower, Two Sinks, And Tons Of Space So No One Bumps Into Each Other. The Three Other Bedrooms Are A Great Size And Again Feature Big Closets And Lots Of Natural Lighting. The Basement Is Perfect For Entertaining. Lot Of Space To Make The Area Your Own Personal Relaxation Spot. The Yard Is Amazing. So Park-Like. Absolutely Perfect For Entertaining. Featuring So Many Beautiful Specimens Of Trees, Bushes, And Flowers To Provide You with Tons Of Privacy, And Space To Host Great Yard Parties. Featuring An In-Ground Pool And Such A Large Piece Of Property, To Let Your Outdoor Creativeness Take Over And Create! CAC, IGS, 150 Amps, 2 Car Attached Garage And A Long Driveway With Parking For Many Cars. The House Is Located Across From Wooded Areas To Provide You With A Beautiful Visual Of A Calming And Serene Wooded Area.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1995
- Garage: 2-car Attached
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Basement: Full, Partially Finished
- Acreage: 0.44
- Est. Taxes: $21,527
- Lot Desc: Corner Lot
- Elem. School: Accompsett Elementary School
- Middle School: Accompsett Middle School
- High School: Smithtown High School-West
- School District: Smithtown
- Pool: In Ground
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 3577542
- Days on Market: 60 days
- Website: https://www.raveis.com
/eprop/3577542/25whisperingwoodsdrive_smithtown_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Whispering Woods Drive, Smithtown, NY, 11787
$1,075,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $860,000 | $860,000 | $860,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
| Monthly Tax Payment | $1,794 | $1,794 | $1,794 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,883 | $5,365 | $7,199 |
| Total Monthly Payment | $6,802 | $7,284 | $9,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535