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518 Winter TERRACE, #518, Winter Haven, FL, 33881 | $157,900
FANTASTIC affordable opportunity to live in a lake front Community!! Welcome to this beautifully updated, MOVE-IN ready, END UNIT featuring laminate wood flooring in the living room, dining and hallways, tile in the kitchen and bathrooms. New paint and screen replaced in lanai Oct 2023 . The HOA takes care of the maintaince on the outside so never worry about painting or replacing a roof!! FABULOUS Community pool and dock slips, so bring your boat and fishing poles to enjoy the lake features. Meet up at the shuffle board court for a game with your neighbors, or sit at the boat dock with a cup of coffee for sunrise over the lake. Close to medical facilities and shopping. GREAT location, close to HWY 27 for a fast commute to I4 to go to Tampa or Orlando. Call today for your private showing, you WON'T be disappointed.
Features
- Heating: Central
- Cooling: Central Air
- Levels: 1
- Amenities: Clubhouse, Pool, Shuffleboard Court
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: WINTER RIDGE CONDO
- Year Built: 1996
- Common Charge: $749 Quarterly
- Approx Sq. Feet: 1,073
- Acreage: 0.03
- Est. Taxes: $316
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
- MLS#: P4932216
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/P4932216/518winterterrace_winterhaven_fl?source=qrflyer
Listing courtesy of TOWN & COUNTRY REAL ESTATE Phone: 863-293-1141
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
518 Winter TERRACE, #518, Winter Haven, FL, 33881
$157,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $126,320 | $126,320 | $126,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
| Monthly Tax Payment | $26 | $26 | $26 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $872 | $840 | $1,065 |
| Total Monthly Payment | $973 | $941 | $1,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388