This beautifully renovated 3 bedroom, 2 Full bathroom home, features open floor plan. The lovely White Kitchen cabinets with crown molding, Granite counters, pot lights & stainless steel appliances is open to the amazingly sunny living room that includes a large Bay window and a modern Electric built-in fireplace w/ remote and built in mantle storage, which is perfect for entertaining and enjoying warmth on a cool day. walk to the Dining Room slider which leads you to a large deck to transition to indoor and outdoor enjoyment which over looks a large and private back yard. The main floor full bathroom with shower/tub also has convenient stackable washer/dryer. The main floor rounds out with 3 beautiful large bedrooms with new windows. Walk down the stairs to the fully finished lower level which features a mudroom with a separate entrance door which leads the driveway and also leads to the garage, a laundry room, storage room, a full tiled bathroom with a tub/shower, and 2 large finished rooms to be used as additional bedrooms, home office, gym, play/rec room. . . only your imagination will limit the possibilities for the use of these rooms! Home sits on large . 71 acre lot and large driveway for plenty of parking if you love to entertain. Located conveniently near major highways, including Routes 84 and 69. Wolcott is known for high quality education system, and has several recreational area close by. Don't miss this beautiful home in a Highly sought-after area.
Type | Description | Level |
---|---|---|
Bedroom 1 | Remodeled,Vinyl Floor | Main |
Bedroom 2 | Remodeled,Vinyl Floor | Main |
Dining Room | Remodeled,Combination Liv/Din Rm,Sliders,Vinyl Floor | Main |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | Lower |
Full Bath | Remodeled,Quartz Counters,Full Bath,Tub w/Shower,Laundry Hookup,Vinyl Floor | Main |
Kitchen | Remodeled,Granite Counters,Eating Space,Tile Floor | Main |
Living Room | Remodeled,Bay/Bow Window,Built-Ins,Combination Liv/Din Rm,Fireplace,Vinyl Floor | Main |
Office | Remodeled,Vinyl Floor | Lower |
Other | Vinyl Floor | Lower |
Primary Bedroom | Vinyl Floor | Main |
Rec/Play Room | Remodeled,Vinyl Floor | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,180 | $2,766 |
Total Monthly Payment | $2,779 | $2,749 | $3,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.