Discover the charm and comfort of this delightful 1, 521 sq. ft. home located in the friendly, resident-owned 55+ gated community of Windmill Village in Punta Gorda. This inviting, well-maintained “Homes of Merit” property boasts 2 spacious bedrooms and 2 bathrooms. Nestled in a picturesque setting, this property has successfully weathered the storms of life, including heavy rain, strong winds, and flooding from recent hurricanes, showcasing its remarkable resilience and providing peace of mind. As you step inside, you’ll be greeted by a beautifully updated interior, highlighted by waterproof vinyl flooring installed in 2020. The kitchen is a culinary enthusiast's dream, showcasing ample wood cabinetry, a convenient pantry, and brand-new appliances including a refrigerator and dishwasher (both 2023). Enjoy your morning coffee in the charming breakfast nook, which opens to a serene 18 x 14 Lanai complete with tiled flooring and a new mini-split A/C for year-round comfort. The heart of this home is its expansive great room, seamlessly blending dining and living areas—perfect for entertaining friends and family. Recent upgrades enhance your comfort and security, including new windows in lanai area (2023), a new shingle roof (2022), and a 3-ton Air Temp air conditioner unit (2021). The kitchen countertops and both bathrooms have been resurfaced by Epoxy Resin Designs LLC, complemented by a new stainless steel kitchen sink with new garbage disposal and Moen faucets (2022). Additional improvements include updated electrical outlets, Styrofoam insulation, and a new mini-split system. The outdoor space features a new 6x6 deck (2021), an extended shed (2020), and a newly paved walkway leading from the front door to the Lanai. The primary bedroom offers an extra-deep, full-wall closet and a private bath, while the second bedroom is generously sized with a large closet and is conveniently located near the guest bath. A laundry closet is situated off the dinette, and the covered parking accommodates 2 cars, with additional parking available on the side. Windmill Village provides an active lifestyle with amenities such as two private marinas, a boat ramp, free boat slips offered upon availability, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, and a large community center. The newly built Pavilion by the heated pool is perfect for social gatherings and events. This home is spotless and beautifully landscaped—schedule your showing today and embrace the Windmill Village lifestyle!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $206,400 | $206,400 | $206,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,426 | $1,372 | $1,741 |
Total Monthly Payment | $1,656 | $1,602 | $1,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.