339 55th AVENUE, St Pete Beach, FL, 33706 | $2,990,000

Under contract-accepting backup offers. Welcome to this Hurricane and FEMA-compliant coastal retreat, built high and dry to modern hurricane standards, with impact windows throughout and a main living level elevated 14 feet above base flood elevation. This home withstood Hurricanes Helene and Milton without any insurance claims, showcasing its durability and thoughtful design.

Built in 2020, this property seamlessly blends coastal charm with contemporary upgrades. Every window frames captivating water views, and the beach is just a short stroll away. Inside, you'll find custom closets and indoor plantation shutters, installed in 2020, adding both style and functionality.

The spacious outdoor decks, updated with new tile in 2021, provide the perfect backdrop for relaxation or entertaining, all against scenic water vistas. The inviting living room was enhanced in 2022 with elegant woodwork and a cozy fireplace, creating an ideal gathering space. That same year, a UV light system was added to the AC units to improve indoor air quality, and a new seawall was installed for added stability.

For boating enthusiasts, the property offers a 2023-built dock with a 13, 000-lb boat lift equipped with water and electric hookups. Additional upgrades include Roll-a-Guard hurricane shutters and a freshly finished garage with epoxy flooring. A whole-home water filtration system, installed in 2024, ensures clean, fresh water throughout.

Situated on elevated ground with a low flood insurance premium, this impeccably maintained coastal haven also boasts close proximity to popular restaurants. It’s the perfect blend of safety, comfort, and style in an unparalleled coastal setting.

Features

  • Elevator: Y
  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Key West
  • Year Built: 2020
  • Garage: 2-car Converted Garage, Driveway, Garage Door Opener, Ground Level, Split Garage, Under Building
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,028
  • Acreage: 0.19
  • Est. Taxes: $25,416
  • HOA Fee: $100 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, Street Dead-End
  • View: Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • MLS#: TB8314782
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /eprop/TB8314782/33955thavenue_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/17/2024 9:03:09 PM)
Listing courtesy of Redfin Corporation   Phone: 617-458-2883

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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339 55th AVENUE, St Pete Beach, FL, 33706

$2,990,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,392,000 $2,392,000 $2,392,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.500% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.296% 6.622% 6.680%
Monthly Tax Payment $2,118 $2,118 $2,118
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $15,514 $15,119 $20,837
Total Monthly Payment $17,757 $17,362 $23,080

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.