55 Plus Community. This remarkable one-level PATIO home provides everything you need for comfortable living in the sought-after Ravines at Woodridge. With 3 spacious bedrooms and 2 full baths, this open floor plan is perfect for relaxation and entertaining. Walk down your grand entry way to your kitchen and living room with cathedral ceilings. You’ll love cooking with a modern feel, which features stainless steel appliances and beautiful solid surface countertops. The ample space allows you to unwind and enjoy quality time with family and friends, all while staying connected with your guests. The master bedroom is a true retreat, boasting a spacious layout with elegant tray ceilings that add a touch of sophistication. The updated master bath features modern finishes and a large design, providing a luxurious experience every day. You'll also appreciate the generous walk-in closet, offering ample space for everyone’s belongings. Down the hall, you’ll find two additional guest rooms, perfect for family or friends visiting, ensuring everyone has their own comfortable space. This home beautifully balances luxury and practicality, making it ideal for both everyday living and entertaining. Step outside to discover the flat backyard, a perfect canvas for gardening or outdoor activities. The covered back patio provides a serene spot to relax, sip your morning coffee, or entertain under the stars. Location is everything, and this home delivers! Conveniently situated on the west side of Spartanburg, you'll enjoy quick access to I-26 and I-85, plus all your favorite spots nearby—YMCA (Across the street) Costco, Sam’s Club, Target, and a variety of local restaurants and shops are just minutes away. If you’re searching for a home that combines tranquility with convenience, this is the place for you. Schedule your tour today and discover why this could be your forever home! *HOA includes Lawn Maintenance*
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,496 |
Total Monthly Payment | $2,183 | $2,181 | $2,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.