126 N Country Road, Smithtown, NY, 11787 | $674,999

Surrounded by towering trees and abundant greenery, this beautifully updated 3-bedroom, 2-bath Raised Ranch. Every detail, from the real stone siding and fireplace to the recently updated 200-amp electric panel and central A/C, has been carefully crafted for a comfortable, elevated lifestyle. Step inside, and you'll find an open-concept main floor where modern light fixtures, rich wood floors, and a neutral palette create an inviting space that feels instantly like home. The living room, flooded with natural light from an expansive picture window, centers around a stunning stone fireplace-a perfect gathering spot during chilly evenings. The spacious kitchen is designed with white cabinetry, solid-surface countertops, and gleaming stainless steel appliances, making it as functional as it is stylish. It flows effortlessly into the living and dining areas, so you can stay connected with loved ones as you cook, eat, or entertain. Step outside, and you're in your own personal oasis. The fenced backyard features a separate dog run, a serene garden ready for your favorite herbs and blooms, and a cozy patio with a gazebo, ideal for morning coffees, evening gatherings, or simply unwinding with a good book. It's a space that's equally suited for solo relaxation or lively get-togethers with friends and family. With a two-car attached garage, meticulous landscaping, and even recent updates to the cesspool and wastewater pipes, this home provides both luxury and peace of mind. This is a place to not only live but to grow, celebrate, and create your lifestyle by design!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Raised Ranch, Ranch
  • Year Built: 1968
  • Heating: Oil, Baseboard, Hot Water
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 1,188
  • Est. Taxes: $11,198
  • Elem. School: Dogwood Elementary School
  • Middle School: Nesaquake Middle School
  • High School: Smithtown High School-East
  • School District: Smithtown
  • MLS#: 3587870
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/3587870/126ncountryroad_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 631-585-8400

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

126 N Country Road, Smithtown, NY, 11787

$674,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $539,999 $539,999 $539,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $933 $933 $933
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,638 $3,589 $4,554
Total Monthly Payment $4,663 $4,614 $5,579

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.