Under contract-accepting backup offers. Waterfront home with great views! Excellent opportunity to purchase a waterfront home at a greatly reduced price. This property has been flooded by Hurricane Helene and the condition is reflected in the reduced asking price. CORPORATE OWNERSHIP, AN LLC, OR A PARTNERSHIP IS PROHIBITED! This would also be a prime location for your new home! The carport kick-outs make for easy loading and unloading of vehicles. There is also a professionally installed paver parking area for a golf cart. This home features dry-walled walls and the following items are newer: kitchen cabinets and countertops, several windows, front door, bathroom remodels, light fixtures and a waterfront 12'x14' screened-in porch. Do not forget the 9x10 Florida Room for leisurely Florida living. Plan a visit to Bay Aristocrat Village just to check out this waterfront community and the warm beautiful Florida waterfront lifestyle! The low monthly maintenance fee of only $350 includes lawn, trash, water and sewer. Located in beautiful Bay Aristocrat Village, one of Pinellas County's premier waterfront manufactured home communities, where you are a property owner, not a renter. This is an age 55 and over retirement community with many features such as a heated pool, Jacuzzi, shuffleboard courts, and clubhouse with varied scheduled activities and two fishing piers right on Tampa Bay. Bay Aristocrat Village is conveniently located just minutes from world famous Clearwater Beach, several high-end shopping malls, restaurants, major hospitals and two international airports. The asking price of the home includes the land share value. Only one cat per home is allowed. No dogs allowed. Contact community office regarding (ESA) pets.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $808 | $797 | $1,011 |
Total Monthly Payment | $1,207 | $1,196 | $1,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.