Almost new, 2 year old, Waterfront, 4 bedroom+ home Just off the turnpike South of St Cloud. Beautiful home with new decorative upgrades. First floor is open concept all tile, with huge family room, dining, and open to the Kitchen. Slider door to covered patio 10x10 to enjoy the western view waters-edge for incredible sunsets from your backyard, or any room facing back. Kitchen cabinets mocha colored with light cream stone counters accented with all Stainless-steel appliances. Sink in island with breakfast bar and huge walk-in pantry. Half bath first floor before going up stairs. Upstairs has laundry room, master bedroom and 3 more side bedrooms with HUGE front loft with separate closet. Master bedroom has large closet, dual sinks in bath, walk in shower, and separate toilet room. Hall bath has dual sinks with separate room for toilet and bath for greater use. Estates at Southern Pines is a very nice quiet community with just a few miles to enter the turnpike for quick access anywhere. With a nice community pool and playground. All information is deemed reliable but not guaranteed. Please verify. ready for move in today
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,960 | $1,960 | $1,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $17 |
Total Monthly Payment | $88 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.