Welcome to Windmill Village, a premier gated 55+ community! This immaculate Jacobsen model home offers the perfect blend of comfort and style. Spanning 1, 410 square feet, this residence features 2 bedrooms and 2 bathrooms, embodying the epitome of relaxed living. Step inside to discover a thoughtfully designed open concept layout, creating a seamless flow between living spaces. The kitchen is a culinary delight with abundant storage, complemented by new appliances installed in 2022. The wood floor in the main living area adds warmth and charm, while the bedrooms boast plush carpeting for a cozy touch. The kitchen and bathrooms showcase elegant tile flooring and has a separate laundry room which is uncommon in most units. This home is not only aesthetically pleasing but also boasts practical upgrades. The 2023 new shingle roof ensures durability and longevity, providing peace of mind for years to come. The air conditioner was replaced in 2018, promising efficient cooling for those warm Florida days. The property has been re-leveled, and vapor barrier repairs have been completed, ensuring structural integrity. Prepare for hurricane season with Bermuda shutters on the front and side, as well as hurricane shutters for all other windows and doors. Safety meets style with this comprehensive storm protection solution. Enjoy the Florida breeze from your large lanai, and multiple windows all with no-see-um screens and stay cool with the attic fan that enhances ventilation. Additional storage is available in the large shed, offering convenience for your belongings. The carport is not just functional but also features extra insulation, providing energy efficiency. Surrounding the home is a lush landscape of mature vegetation, creating a tranquil and private environment. Admire the beauty of a Plumeria on the property, adding a touch of natural elegance. This meticulously maintained home is ready for its new owners to move in and start enjoying the resort-style amenities and community atmosphere that Windmill Village has to offer. Don't miss the opportunity to make this delightful property your next home! This active lifestyle community features two private marinas, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center and many clubs catering to your hobby interests. The new Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285 for Buy-In Share and Bond, which is refunded when you sell. Schedule your showing today to see this beautiful home! This is your paradise!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,267 | $1,599 |
Total Monthly Payment | $1,649 | $1,618 | $1,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.