This 3 bedroom, 2 bath home is situated on over a third of an acre and is located in the rural area of Crystal Lake Community in Punta Gorda and offers wood plank laminate flooring in all main living areas, decorator light and fan fixtures, recessed lighting, soaring vaulted ceilings, and color accent walls with crowned molding. Bright and open floor plan with huge kitchen boasting warm wood cabinetry, granite counters, stainless appliances with 3 door fridge, pantry, and spacious dining area. The master suite will be your private retreat with walk in closet and en suite bath with garden soaking tub, spacious shower, and his and hers sinks. Large deck in the rear of the home overlooks private back yard for enjoying your morning coffee or afternoon drink! Other key features include new roof installed in 2022, new hot water heater, carport, septic recently pumped and new lid installed, 2 storage buildings, and RV port. Lots of storage for your vehicles and “toys”. Dedicated laundry room is equipped with new washer and dryer. Lake Access. Proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, Peace and Myakka Rivers, and the blue waters of the Gulf of Mexico. Just a short distance to historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes. And easy access to Interstate 75 with Sarasota and Tampa to the North and Fort Myers and Naples to the South. Tastefully appointed home is waiting for you!
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$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,519 | $1,482 | $1,871 |
Total Monthly Payment | $1,673 | $1,636 | $2,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.