Nice 4 bedroom 1 bath home with inviting front porch awaits you. Updated kitchen opens up to full dining room. Across from the dining room is a good sized living room. There is a first floor bedroom/office space located just off the living room. Upstairs you will find three additional bedrooms and tons of closet space for all your "stuff" There is even an additional walk-in closet in the hallway! The full bath is on the second floor. Laundry hook-ups are available in the basement. This is the rear house on a two house lot. Driveway is shared. Location is prime. City Hall and the Town Green is just down the street from this home. Located close to RT 8 and the Derby Train Station, commute with ease. Credit check, background check, proof of income and application required. Two month security deposit, no pets and no smoking.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Laminate Floor | Upper |
Bedroom 3 | Laminate Floor | Upper |
Dining Room | Hardwood Floor | Main |
Full Bath | Upper | |
Kitchen | Remodeled | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Laminate Floor | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,240 | $2,240 | $2,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $19 |
Total Monthly Payment | $90 | $90 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.