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36 Read Avenue, Smallwood (Bethel), NY, 12720 | $269,000
This cute as a button cabin style ranch home is move-in ready and awaiting your offer! With ALL CONTENTS and HOME FURNISHINGS INCLUDED!! Ready to rent from day one or for the new owner to enjoy. Highlights include a skylight, wood-burning stove, a spacious master bedroom, a bath with a tub, and a versatile sun room currently being used as a quiet yoga/meditation space, but that room could be transformed to any number of things. The large eat-in kitchen features a gas stove, kitchen island, and plenty of cabinets. The large detached two car garage gives you more space to store your boat or other toys or set up a workshop. The double lot makes for a large lawn with a fire pit. It is the prefect spot to relax or for the kids to play. It is set on a quiet road surrounded by woods and the only other cabins nearby are seasonal. It has a proven success record as a short term rental property. Have the tenants pay your mortgage! The crawlspace has been recently insulated and sealed with spray foam, making the home easier and less expensive to heat. Current owner also had an extensive home inspection done last year with no issues that were uncovered. Situated on the lake side of Smallwood, you can walk to all local amenities. Join the lake association and enjoy a non-motor boat lake for swimming, kayaking, and fishing, as well as Civic Park with tennis, pickleball, basketball, a play area, and a clubhouse. Hike the waterfall and Forest Reserve. The nearby activities will keep you (and your tenants) busy! Bethel Woods is less than five miles from the property. Also nearby are festivals, farmers markets, lakeside dining a casino and waterpark. Additional Information: ParkingFeatures: 2 Car Detached, Appliances: Electric Water Heater
Features
- Town: Smallwood
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Single Family, Ranch
- Year Built: 1942
- Garage: 1-car Detached
- Heating: Propane, Forced Air
- Cooling: Wall Unit(s)
- Basement: Crawl Space
- Approx Sq. Feet: 1,140
- Acreage: 0.23
- Est. Taxes: $3,054
- Elem. School: Emma C Chase School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Oven, Refrigerator
- MLS#: H6334466
- Days on Market: 25 days
- Website: https://www.raveis.com
/prop/H6334466/36readavenue_smallwood_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
36 Read Avenue, Smallwood (Bethel), NY, 12720
$269,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $255 | $255 | $255 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,432 | $1,430 | $1,815 |
| Total Monthly Payment | $1,761 | $1,759 | $2,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535