This versatile ***2 Family** Colonial Raised Ranch is configured as a two-family house, featuring a total of 5 bedrooms and 3 full baths. The top unit offers a spacious living arrangement with 2 bedrooms, a well-appointed kitchen, a large living room, and a full bath. The bottom unit is a very large apartment that includes 3 bedrooms, a brand new, beautiful kitchen, a huge dining room, a living room, and more. Both units have their own separate entrances and electric meters. Highlights include granite countertops, backsplash tiles in the kitchen, LED lighting beneath the kitchen cabinets, a deck for outdoor entertaining, and a fenced backyard. Additional amenities encompass stainless steel appliances, crown moldings, recessed lighting in the dining and living room, a new wrap-around porch, updated bathrooms with fan heat and light heat, 2 wall-to-wall closets with drawers in the master bedrooms, 2 additional bedrooms on the main floor, and updated electric. The property also features a double oven, a dishwasher, 3 propane tanks for the generator, storage space in the basement, a third entrance through the basement and garage, a bathroom in the basement, and a newly built terraced retaining wall with integrated steps. Enjoy scenic mountain views and ample storage with a pantry. Separate laundry facilities for both apartments and double wall ovens in both apartments. Additional Information: HeatingFuel: Oil Above Ground,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $588,000 | $588,000 | $588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,084 | $1,084 | $1,084 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,961 | $3,908 | $4,959 |
Total Monthly Payment | $5,137 | $5,084 | $6,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.