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53 Yorktown Road, Roscoe, NY, 12776 | $390,000
Welcome to 53 Yorktown Road, Roscoe, TROUT TOWN of America! Your country river-front property awaits, 65 feet of direct access on the Willowemoc! This charming 2-story Four Square has a lot to boast about. Do you like to fish? You won't even have to leave home to catch some of the best trout around or cool off and wade in the clear and sparkly water of the Willowemoc! Lavish concord grapes and rhubarb grow abundantly on the property, adding to the fruitfulness of this home! Situated on over half an acre of land on a dead- end quiet road. 150k entire interior updates a year ago. With 1525 square feet of living space, a huge basement with a new sub pump and a walk-up attic that could easily be turned into a 3rd floor with an additional 500 square feet! Updates on the interior include all new flooring, two new bathrooms, new paint throughout, radiant heat floors to keep you extra warm and cozy during the colder months, and a whole house restaurant grade water filtration system! The home has two porches to wake up and enjoy a cup or coffee on as you bask in the beautiful river views and natural vegetation that blooms beautifully in spring! This property would serve as a great residence or as a lucrative investment/Air bnb since located on the river with much desirable fishing! Additional Information: HeatingFuel: Oil Below Ground,
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Foursquare
- Year Built: 1920
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Full, Unfinished
- Approx Sq. Feet: 1,525
- Acreage: 0.64
- Est. Taxes: $3,595
- Lot Desc: Near School, Near Shops, Near Public Transit, Views
- View: Mountain(s), River, Water
- Water Front: Yes
- Elem. School: Roscoe Central School
- Middle School: Roscoe Central School
- High School: Roscoe Central School
- School District: Roscoe
- Appliances: Electric Water Heater, Dryer, Microwave, Refrigerator, Washer
- MLS#: H6334436
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/H6334436/53yorktownroad_roscoe_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
53 Yorktown Road, Roscoe, NY, 12776
$390,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,155 | $2,102 | $2,654 |
| Total Monthly Payment | $2,530 | $2,477 | $3,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535