255 State St, Quincy (Houghs Neck), MA, Massachusetts, property flyer

255 State St, Quincy (Houghs Neck), MA, 02169 | $799,900

Here's the four-bedroom Cape home you've been waiting for just steps from the beach! This property features a welcoming, remodeled family room just off the kitchen. Both these rooms boast luxury vinyl flooring. The kitchen offers gas cooking, cherry cabinets, & a Bosch dishwasher. A fireplace serves as the centerpiece of the formal living rm, w/beautiful hrdwd floors. The first floor includes an updated full bath and two bedrooms. On the second floor, you'll find 2 nicely sized bedrooms & an upgraded bathrm featuring a spacious walk-in shower. There are plenty of well-lit storage closets with sliding doors. The full-sized basement possesses ample space for future expansion, and has a walkout to the backyard, enhancing the home's functionality. The backyard includes 2 sheds, 1 by Reeds Ferry, and a large outdoor patio with an oversized gazebo that adds to your outdoor living experience. The yard is completely fenced w/drive thru gate. Hiking trail, Library, and kayak access steps away.

Features

Town: Quincy
Amenities: Public Transportation, Tennis Court(s), Park, Walk/Jog Trails, Golf, Conservation Area, Public School, T-Station
Rooms: 7
Bedrooms: 4
Baths: 2 full
Laundry: Gas Dryer Hookup, Exterior Access, Washer Hookup, In Basement

Style: Cape
Year Built: 1932
Basement: Full, Walk-Out Access, Interior Entry, Concrete
Approx Sq. Feet: 1,847
Acreage: 0.2
Est. Taxes: $6,842

Lot Desc: Corner Lot, Wooded, Level
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Refrigerator, Dryer, Range Hood
MLS#: 73307106
Website: https://www.raveis.com
/prop/73307106/255statest_quincy_ma?source=qrflyer

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Joseph M. Dooner courtesy of Jones River Realty

Room Information

Type	Description	Dimensions	Level
Bedroom 2	Coffered Ceiling(s), Closet, Flooring - Hardwood	8.4 x 12.6	Main,First
Bedroom 3	Closet, Flooring - Vinyl	6.4 x 11.5	Second
Bedroom 4	Closet, Flooring - Hardwood	9.5 x 10.0	Second
Kitchen	Ceiling Fan(s), Closet, Flooring - Vinyl, Pantry, Open Floorplan	10.4 x 13.5	Main,First
Living Room	Flooring - Hardwood, Exterior Access	11.4 x 11.4	Main,First
Master Bedroom	Coffered Ceiling(s), Closet, Flooring - Hardwood	10.4 x 13.1	Main,First

William Raveis Family of Services

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Customer Service

888.699.8876

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Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

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Our Insurance Division:

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Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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255 State St, Quincy (Houghs Neck), MA, 02169

$799,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$639,920	$639,920	$639,920
Term	360 months	360 months	180 months
Initial Interest Rate**	7.000%	6.990%	6.250%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.477%	7.159%	6.498%
Monthly Tax Payment	$570	$570	$570
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$4,257	$4,253	$5,487
Total Monthly Payment	$4,919	$4,915	$6,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.