WELCOME TO 306 SPRUCWOOD LANE. . . Looking for a maintenance free lifestyle, pet friendly & no age restrictions? Check out this beautifully appointed single family detached condo w/3. 5 baths, 3 bdrms, home office & 2 car garage! 1st flr features w/attractive wood flooring (except bath & laundry have tile) high ceilings, upgraded cabinetry & quartz counters, S/S appliances, breakfast area, 1st flr primary bdrm w/ ensuite jacuzzi tub & walk-in shower, laundry rm, home office/den or formal dining rm. 2nd floor offers spacious loft/media rm w/2 more bdrms & 2 full baths each w/tub/shower. Step out to the patio off liv rm. that backs up to tree lined open space & conservation land adding extra privacy! HOA fee includes Comcast expanded cable & hi speed wifi, water/sewer, master ins, landscaping, snow removal, community events, miles of hiking trails & lots more! Enjoy life in the country along w/easy access to 495/290/90/62/70 & Highland Commons See attached floor plan for approx room sizes.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Bedroom 3 | Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Dining Room | Flooring - Wood, Open Floorplan, Lighting - Overhead | Main,First |
Kitchen | Flooring - Wood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant | Main,First |
Living Room | Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wood, Cable Hookup, Exterior Access, Open Floorplan, Recessed Lighting, Slider | Main,First |
Master Bedroom | Bathroom - Full, Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Lighting - Overhead | Main,First |
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $664 | $664 | $664 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,717 | $4,716 |
Total Monthly Payment | $4,618 | $4,473 | $5,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.