One or more photo(s) has been virtually staged. No Hurricane Damage on this Waterfront Deal!! Welcome to your waterfront oasis on the serene shores of Lake Conley in Holiday, Florida! The home has a beautifully remodeled kitchen that features exquisite quartz countertops, sleek stainless steel appliances, and a charming breakfast bar with water views. It's the perfect spot for morning coffee or casual dining with a picturesque backdrop. The home also includes a spacious 26x11 Florida Room, which is both heated and air-cooled. While not included in the official square footage, it enhances the living space to feel like a roomy 1, 220 square feet. Ideal for relaxing or entertaining, this versatile space offers endless possibilities. Both bathrooms have been tastefully updated, though they require a few finishing touches to personalize them to your taste. Imagine living the lake life on the expansive 100-acre Lake Conley, which connects to the 29-acre Lake Nash. Bring your boat and water toys to fully embrace the exceptional lifestyle this home offers. Disclosure of roof having 1 yr life expectancy, a cut truss in the attic, and high spore count inside the home (discoloration test). No professional reports are in hand. Buyer to conduct due diligence. Don't miss your chance to own a piece of paradise – schedule your private showing today! *** This property may qualify for Seller Financing (Vendee). Property was built prior to 1978, Lead Based Paint Potentially Exists. ***
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$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,077 | $1,051 | $1,327 |
Total Monthly Payment | $1,170 | $1,144 | $1,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.