Under contract-accepting backup offers. Welcome to this charming single-family home located in the Beacon Groves subdivision, which has NO HOA. This lovely property offers three bedrooms, two bathrooms, and a spacious two-car garage. Step outside, and you'll find a beautiful fiberglass pool complete with a pool enclosure and safety fence, perfect for enjoying the sunny Florida weather. Inside, you'll appreciate the recent upgrades, including new windows installed in 2022 and air conditioning updated in 2016. The home, built in 1980, spans 1413 square feet and is currently homesteaded with 2023 taxes totaling $5, 287. Additional features include a cozy wood-burning fireplace, dishwasher, dryer, hot water heater, range, refrigerator, washer, and water softener. Located in the highly rated A+ Palm Harbor school district, this property is NOT in a flood zone. The home is in unincorporated Pinellas County, so it could potentially be rented for short-term vacation rentals. The fenced yard provides privacy and security, making it an excellent space for outdoor entertaining. Please don't miss out on the chance to own this piece of paradise in such a desirable location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,465 | $2,433 | $3,156 |
Total Monthly Payment | $2,995 | $2,963 | $3,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.