Wonderful opportunity to own in Prospect. Welcome home to this cozy 2 bedroom, one and a half bath ranch. Enter through the front door and into a large living room with a gorgeous modern/rustic wood paneled wall. Through the living room is a wide open floor plan with eat in kitchen and slider doors to the back deck where you can relax and enjoy your backyard. There is plenty of cabinet space in the kitchen and ample counter space. The home features two bedrooms with the primary bedroom having plenty of space for even a quaint sitting area and not one but two full size closets. The main level has plenty of natural lighting. There is a full bath on the main level. In the basement you will find several storage closets, the homes utility closets/storage and the laundry area. The entire basement area is finished and is currently being used as an office space and living room area as well as a bar area for entertainment. There is an additional bathroom downstairs as well. New sump pump installed in the last year totaling two pumps, newer saltless water softener system, newer oil tank, new well pressure tank and new appliances in kitchen. Come take a look for yourself and envision how you can make this house your next home! Subject to sellers finding suitable housing.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 9.0 x 13.0 | Main |
Eat-In Kitchen | 11.0 x 16.0 | Main |
Living Room | 12.0 x 18.0 | Main |
Primary Bedroom | 11.0 x 20.0 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,387 | $2,385 | $2,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.