New Custom Colonial to be built on a tree-lined street in a newer subdivision on the Holland / Wales town line with an over 1. 5 acre lot. 1st floor features a Living room with an electric fireplace, a bedroom (or use it as an office or den), Kitchen w/ all wood cabinets, island & granite countertops, Dining Room, Bathroom, Laundry & sliding door to the 12x12 composite deck overlooking the yard. Luxury vinyl plank flooring throughout 1st floor. 2nd floor features a main bedroom boasting a main bath & two walk-in closets, 2 additional bedrooms & a full bath with tile or LVP flooring. Granite countertops in all 3 bathrooms. 200 amp electrical. Vinyl siding. 2 car garage underneath w/ electric openers. Walk-out basement. Heating system is a dual fuel system. Appx 2 miles to Lake George. Public beach & boat ramp. Pictures are of similar homes builder has constructed & Lake George. Part of the Union 61 / Tantasqua School District. Option to choose finishes. Come make this new home your own!
Type | Level |
---|---|
Bedroom 2 | Second |
Bedroom 3 | Second |
Bedroom 4 | First |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $33 | $33 | $33 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,052 | $3,049 | $3,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.