16 Union Turnpike, Hudson, NY, 12534 | $324,500
Fantastic single-level living in Hudson! This sunny & efficient 1200 square-foot 3 bedroom/ 1 ath home is available for the first time in 28 years. The current owners have kept the house in great condition, including both kitchen and bathroom updates; there are hardwood floors, lots of closets, W/D and a deep utility sink in basement; property has municipal water and sewer, as well as natural gas add to the attraction. Additional upgrades include 200 amp electrical service, a new Boderus furnace, small front and back decks, & garden shed. The real clincher for this property is that it has potential for subdivision; the side yard on Storm street fits the criteria for a building lot. One could also expand the house onto that same lot, so there are some very strategic advantages to the house and its abundant yard. Additionally, the basement is walkout with Bilco door, and the entire house has structural steel underpinning & supporting the frame. There is an opportunity to use the dry basement as additional living space, with both water and sewer accessible. Built in 1957, this house has always been well-maintained; & with only 2 previous owners, it really shows. The current owners have done everything to stay ahead of the curve, and the house is ready for the next 30 years! Walk to everything Hudson has to offer, this is a great opportunity at a fantastic price to own a home in Hudson.
Features
- Rooms: 6
- Bedrooms: 3
- Style: 1 Story
- Year Built: 1957
- Heating: Central,Base Board,Hot Water
- Basement: Dry,Full,Walkout,Walk-Up Access
- Approx Sq. Feet: 1,150
- Acreage: 0.23
- School District: Hudson
- MLS#: 155089
- Days on Market: 54 days
- Website: https://www.raveis.com
/prop/155089/16unionturnpike_hudson_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Union Turnpike, Hudson, NY, 12534
$324,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $259,600 | $259,600 | $259,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,725 | $2,189 |
| Total Monthly Payment | $1,824 | $1,800 | $2,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535