Absolutely lovely, well-maintained home with plenty of natural light! This inviting condo features two bedrooms, plus a den, two baths, and a beautifully renovated eat-in kitchen (2018) with a Butcher block center island and countertops, complemented by white soft-close cabinets and matching white appliances. The formal living room boasts a cozy fireplace and new sliders that lead to a very private backyard with a Flagstone patio, privacy screen, and shrubs. Enjoy peace of mind with newer windows in the formal living room. Spacious dining room area. Hardwood flooring extends throughout the entire condo, and no popcorn ceilings for a modern, clean aesthetic look. The spacious primary bedroom includes a door out to the patio, a walk-in closet, and an en-suite bathroom. The second bedroom is currently being used as a den, adding versatility to the layout. Convenient hall bath with washer and dryer (2018). The lower level offers a cozy den/study, perfect for work or relaxation. Additional storage can be found under the stairs. The one-car garage comes with a new epoxy floor, and shelves can remain, along with the mini retro fridge. Updates include new thermostats (2018), a new electrical panel (2018), new hot water heater (2023). Taxes are without Basic STAR exemption of $1586. 49. HOA of $690. 61 includes Condo 25 fee of $495. 99 + Society fee of $194. 62. Electricity averages $210 per month, Water averages $48 per month. Sewer is billed monthly at $48. 61. Buyers to pay (2) months' of condo fees at closing towards the reserves $495. 99 x 2 = $991. 98. Buyers must pay a one-time, non-refundable Capital Contribution fee of $1500 to Society at closing. Enjoy the Heritage Hills lifestyle: 5 pools, tennis, pickleball, 24-hour security with EMS, shuttle to train and shops, Activity and Fitness Centers, and much more. Sellers may need until 2/15 to close but can be flexible. As per the Condo President, no future assessments are planned. Roofs are 30-year shingles, approximately 15 years old. Additional Information: ParkingFeatures: 1 Car Attached,
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $3,918 | $3,872 | $4,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.