DECEMBER PRICE REDUX TO $549, 000. SEAVIEW TERRACE BAY VIEW JR 4 CO-OP-water views from all rooms- 2 bedroom, 1. 5 bath on top floor with NYC SKYLINE and REYNOLDS CHANNEL- MOVE IN READY- Foyer, Spacious Living room, Dining area/Home office, Galley KItchen, Primary Bedroom with bath and walk in closet, Second Bedroom, Full updated hall bath, 5 large closets (3 walk in) Open, airy, bright unit with updated granite kitchen and baths. Hardwood floors throughout with carpeting rule in place. Newer windows, updated electric, 2 in- wall air conditioners. Heat and all utilities included in maintenance with the exception of internet/cable. Electricity included with a modest surcharge for summer ac use. On site, newly renovated laundry room, board room, beach chair room, bulk storage. Beautiful patio with 2 gas barbeques, 6 tables and chairs for SVT community use. Secure bulk storage cubbies and bike racks with air pumps. 15 dedicated parking spots on east side of building for residents- waitlist for indoor heated parking ($60mo). Seaview Terrace is self managed by Board of Directors, has solid financials and strong reserves and is well maintained with on site Super and full time Porter. No pets and no smoking building- subletting or renting not permitted. Close proximity to West end restaurants, Central Business District, LIRR (less than 60 min to Penn Station and Grand Central). 2. 1 mile boardwalk right outside your door and pristine ocean beach. The Bay and Magnolia Pier just a short distance from SVT. LIFE IS BETTER AT THE BEACH!!!!!!!, Additional information: Appearance: Mint
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Our Executive Mortgage Banker:
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,849 | $2,812 | $3,647 |
Total Monthly Payment | $2,941 | $2,904 | $3,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.