Welcome to Spanish Trails Village active 55+ community in the heart of Zephyrhills, where you OWN the land with a low monthly HOA fee of $95. This nicely maintained 2BR/2BA home is located at the "top" of the community on Mission Hills. A bonus feature of the home, is the double, side by side driveway which makes for convenient, easy parking. Updated with luxury vinyl plank flooring in most rooms of the home and open concept between the dining room and living room makes for a nice entertaining environment. The addition of the sunny, front Florida room of the home, adds more space for relaxation or visiting with friends and family, and it's easily accessed by way of sliding doors from the spacious living room. The owner's suite is large enough for a king size bed, has a ceiling fan, walk-in closet and ensuite bathroom. A nice feature of the bedroom is the addition of a door that accesses the outside laundry and storage area, making laundry day much easier. The ensuite bathroom has a step-in shower and linen storage. Bedroom two has carpet and a built-in closet. The guest bath is conveniently located across from bedroom two and has a tub/shower combo. At the front of the carport is the large 11x16 attached laundry/storage area with washer/dryer, utility sink and plenty of shelving and room stow away all those holiday decorations! This community is located across from AdventHealth Hospital and other top-notch healthcare facilities. You're also close to shopping, restaurants and a short drive to some of the most beautiful beaches on Florida's Gulf Coast. So schedule your appointment today, and don't let this one get away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$133,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $106,400 | $106,400 | $106,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $735 | $707 | $897 |
Total Monthly Payment | $906 | $878 | $1,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.