Introducing a charming home that blends modern updates with undeniable potential, inviting you to bring your vision to life. This delightful residence has three spacious bedrooms and two well-appointed bathrooms, promising comfortable living for all who dwell within. The kitchen boasts a breakfast bar, ideal for quick meals or casual entertaining. In the primary bedroom, indulge in the soaking tub and enjoy the convenience of his and her sinks. Recent improvements ensure peace of mind; the air conditioning system was updated in 2023, the house was entirely re-piped in 2021 & the roof was replaced in 2020. Each update contributes to the home's overall efficiency and appeal, paving the way for you to focus on cosmetic touches and customization. Set on a generous lot of 3. 13 acres, the property offers ample outdoor space to create a dream garden or for al fresco entertainment. Whether you're a first-time homeowner looking to step into the exciting world of home customization or a savvy investor spotting potential, this property is a rare gem. Notes: Septic tank may need to be replaced. Conveniently located off Highway-90 and/or Interstate-10. CC credits and buy down rate options available. Feel free to soft pitch purchase agreements to listing agent before writing anything up. Ask me anything, big or small. IF THIS IS “NOT ON MY MLS, ” I’m happy to send disclosures and MLS info sheet. No assignable contracts accepted. Investors welcome.
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Our Executive Mortgage Banker:
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$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,078 | $1,063 | $1,349 |
Total Monthly Payment | $1,220 | $1,205 | $1,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.