Discover this charming 1928 Colonial in the desirable waterfront community of Shippan Point! This elegant home has been lovingly maintained by the same family for over 50 years & is now ready for new owners to infuse their own style. As you enter, you're greeted by a gracious foyer leading into a spacious Living Room, complete w/fireplace, original hardwood floors & crown moldings-ideal for entertaining & family gatherings. The formal Dining Room features beautifully detailed period corner cupboards, while the Eat-in Kitchen awaits your personal updates. The main level also includes a cozy Den with built-in bookcases and powder room. Upstairs, you'll find a generous Primary Bedroom boasting two walk-in closets and access to an ample Jack & Jill bath, easily transformable into a luxurious primary suite. This level also includes three additional bedrooms (one currently serving as an Office/Laundry Room) and hall Full Bath. The third floor features a fifth bedroom, full bath, along with a cedar closet and plenty of storage. The expansive lower level provides ample space for a gym and a recreation room. Outside, enjoy a large screened porch surrounded by mature plantings, a new two-car garage & a generator. All of this is just a short stroll from the Stamford Yacht Club and Woodway Beach Club & beach, with water access for kayaking & breathtaking sunset views. Also, you're only 7 minutes from Metro North trains & vibrant downtown Stamford. Don't miss this opportunity!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Jack & Jill Bath,Walk-In Closet,Hardwood Floor | 12.0 x 14.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 24.0 | Upper |
Bedroom 3 | Hardwood Floor | 9.0 x 14.0 | Upper |
Bedroom 4 | Hardwood Floor | 11.0 x 14.0 | Upper |
Den | Book Shelves,Ceiling Fan,Hardwood Floor | 19.0 x 20.0 | Main |
Dining Room | 9 ft+ Ceilings,Built-In Hutch,Hardwood Floor | 13.0 x 14.0 | Main |
Eat-In Kitchen | Breakfast Bar,Vinyl Floor | 14.0 x 14.0 | Main |
Full Bath | Tile Floor | 5.0 x 10.0 | Upper |
Full Bath | Vinyl Floor | 6.0 x 10.0 | Upper |
Living Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 14.0 x 27.0 | Main |
Primary Bedroom | Jack & Jill Bath,Walk-In Closet,Hardwood Floor | 14.0 x 24.0 | Upper |
Rec/Play Room | Dry Bar | 23.0 x 33.0 | Lower |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,456 | $1,456 | $1,456 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,757 | $6,321 | $8,439 |
Total Monthly Payment | $7,338 | $7,902 | $10,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.