Welcome to ROYAL HARBOR, a sought after 55 plus community on the HARRIS CHAIN OF LAKES. You will love the community with all of it's amenities, and you will love this home with all of it's wonderful features. This quality custom-built 3/2 York model home sits on a great corner lot with mature landscaping and is move-in ready. The large screened front porch welcomes you and your guests. You will love the light and bright Open Plan. Great Room and Dining area features beautiful engineered hardwood floors and sliders that open to large back covered lanai with expansive screened birdcage. Perfect for enjoying the hot tub that conveys with the home! The large and well appointed
Kitchen features solid wood cabinets, granite counters, stainless steel appliances, island, and pantry with pull-outs. Enjoy the Kitchen eating space that sits in front of French doors that open to the front screened porch that is perfect for grilling. Retreat to your Primary Suite with two closets and Bath with double vanity, large walk-in shower, soaking tub, and linen closet. You and your guests will enjoy the split plan, with Bedrooms 2 and 3 and shared Guest Bath. Bedroom 2 is extra large and can be easily used as an Office, Craft Room, or Den. The Oversized 2 Car Plus Golf Cart Garage will not disappoint! Plenty of room for a nice Workshop, too. Come live the lifestyle you have been dreaming of with activities galore. Make new friends, play Pickleball, tennis, bocce, swim, bike, walk, dance, play games, work out, join clubs, and so much more. Do as much or as little as you like. RV, boat and trailer storage lot is included in the HOA dues. ROOF 2022, A/C 2019, Water Heater 2023, Interior paint 2024. Please call today for your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,208 | $2,206 | $2,846 |
Total Monthly Payment | $2,587 | $2,585 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.