Nestled in the heart of Winter Haven, this renovated 2-bedroom, 2-bathroom END-UNIT condo villa at 245 Winter Ridge Boulevard, offers the perfect combination of comfort, style, and convenience. Many updates including NEW ROOF in 2024, TILE THROUGHOUT, and APPLIANCES only 2 YEARS OLD. Located in the back of the development at Winter Ridge community, this low maintenance home is ideal for those looking for a relaxed and serene lifestyle. Step inside and be greeted by an open and airy floor plan that makes great use of every square foot. The spacious living room is perfect for entertaining guests or enjoying cozy nights in, with large windows that let in plenty of natural light. The adjoining dining area flows seamlessly into the kitchen, which provides ample cabinetry, countertop space, and a breakfast bar that’s perfect for casual meals. Both bedrooms are generously sized, with the primary suite featuring a walk-in closet and an en-suite bathroom. The second bedroom is equally inviting and perfect for guests, a home office, or a hobby room. Rejuvenate on your private lanai-rear enclosed porch, which overlooks landscaping and provides the perfect setting for morning and evening relaxation. The unit also includes a washer and dryer, offering the convenience of in-home laundry. Residents of Winter Ridge enjoy access to wonderful amenities, including a community pool, a private dock on Lake Smart for fishing or boating enthusiasts, and scenic walking paths around the lake. Located just minutes from shopping, dining, golf and downtown Winter Haven, you’ll have easy access to most everything in the area. Whether you're looking for a full-time residence or a seasonal retreat, this condo villa is a must-see! Don’t miss your chance to live the Florida lifestyle in this peaceful lakeside community!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,181 |
Total Monthly Payment | $1,223 | $1,222 | $1,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.