Located at Pine Bluff Estates on Lake Memphremagog is this delightful 3 bedroom 2 bath home built with energy efficiency in mind and situated in a quiet neighborhood with a private backyard and an additional building lot next to it. There is a brand new propane heating system and two mini splits for additional warmth in winter and cooling in summer. The kitchen features stainless appliances, an eating bar, granite countertops and it opens to the dining and living room areas all with cathedral ceiling. The primary bedroom has a large walk in closet, tiled glass shower and double sink vanity with granite. There are hardwood and tiled floors throughout the home. The home is handicapped accessible with no steps and 3 foot doors on its main floor. This home has a lovely front porch and a private patio in its backyard. Located on a dead end street close to the hospital, bike path and schools. The 129 acre Bluffside Farm is a short walk away with its recreational walking trails and cross country ski trails. The private beach at Pine Bluffs has 1200 feet of sandy beach for swimming and boating with a gazebo for gatherings. The home owners of Pine Bluffs all belong to the beach association. Jay Peak Ski Area with its water park, ice arena and golf course is a 35-40 minutes drive away. You are in snowmobile country here with direct access to the trail.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,881 |
Total Monthly Payment | $2,808 | $2,806 | $3,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.