NEW PRICE! Seller is requesting all best and final offers be submitted by Saturday, November 30th at 6PM. Welcome to this stunning 2, 390 sq. ft. Colonial home tucked away on a 4. 40-acre lot in a desirable neighborhood at the end of a cul-de-sac on Shady Brook Lane in Colchester. Meticulously maintained inside and out; home provides an abundance of natural lighting. The open floor plan creates an inviting atmosphere for both relaxation and entertaining. Gleaming hardwood floors accent the main level with a beautifully appointed fireplace in the LVRM. French doors and crown molding enhance the Formal Dining area. The updated custom kitchen offers a blend of style and functionally with stainless appliances, Farmhouse sink and granite countertops, white cabinetry, a pantry closet, breakfast bar and breakfast nook area. A remodeled half bath finishes off the main floor. The upper level has 3 generously sized bedrooms. The primary BDRM suite has its own walk-in closet and full bath. Two additional BDRMS, remodeled full bath and laundry complete the second floor. Looking for extra space? The finished basement adds extra living space. Home boasts; 200 AMP service, a 2-car garage and storage shed. For your outdoor pleasure, enjoy sitting on the front porch or back deck with the new luxury composite decking. Updates include a new water treatment system, new dishwasher and hot water heater. Property combines peaceful living with accessibility to major highway. This beau Seller is requesting all best and final offers be submitted by Saturday, November 30th at 6PM
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 14.5 x 12.2 | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | 14.9 x 12.8 | Upper |
Dining Room | French Doors,Hardwood Floor | Main | |
Family Room | Dry Bar,Laminate Floor | Lower | |
Full Bath | Remodeled,Tub w/Shower,Tile Floor | Upper | |
Half Bath | Remodeled,Tile Floor | Main | |
Kitchen | Remodeled,Breakfast Bar,Breakfast Nook,Granite Counters,Pantry,Tile Floor | Main | |
Living Room | Fireplace,French Doors,Hardwood Floor | Main | |
Primary BR Suite | Ceiling Fan,Full Bath,Tub w/Shower,Walk-In Closet,Wall/Wall Carpet | 14.4 x 21.8 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,884 | $2,845 | $3,609 |
Total Monthly Payment | $3,613 | $3,574 | $4,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.