Attention Investors! This 2-family property is a fantastic opportunity for homeowners and investors alike! Featuring spacious units with generous natural light, this home is already in great condition, with several finishing touches needed to make it fully move-in-ready. With just a bit of work in the usable attic space, basement and hallways, this property can truly shine and feel like home. Perfectly suited for owner occupancy or rental income, each unit provides a warm, inviting space with a solid foundation. Additional highlights includes ample parking and an integral garage in the basement, and dual porches, situated in a desirable, friendly neighborhood with easy access to local shops, schools, and public transportation, this property is close to all the essentials while maintaining a peaceful residential feel. Bring your vision and make this home truly yours, whether it's a fresh coat of paint, some modern fixtures, or a few personal upgrades. This home is ready for its next chapter don't miss out on this excellent investment opportunity! Being Sold As Is.
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,840 | $399,840 | $399,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,660 | $2,657 | $3,372 |
Total Monthly Payment | $3,089 | $3,086 | $3,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.