Welcome to your waterfront dream retreat! Whether you are looking for a small starter, down sizing, a perfect condo alternative or even an investment property, this meticulously maintained two-level cottage offers the perfect blend of tranquility and convenience. Nestled on the waterfront, you can relax encased in nature's greenery in your own backyard! Step inside to find a spacious and open interior with the feel of a beach cottage adorned with today's modern amenities. The open-concept living area is perfect for relaxation and entertaining, featuring an oversized slider that captures the stunning water views while creating an abundance of natural light. The main level also includes a well-appointed kitchen, a full bath equipped with radiant heat, and a perfectly sized mudroom area that grants access to a designated laundry space. The upper level is dedicated to the primary loft bedroom offering both privacy and picturesque water views. The expansive back deck and level yard is perfect for entertaining and also provides an ideal setting for peaceful mornings/evenings. Conveniently located near many well known amenities, restaurants and attractions! Don't miss this opportunity to own this delightful waterfront cottage, where every day feels like a vacation!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,833 |
Total Monthly Payment | $2,680 | $2,678 | $3,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.