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97 Heritage Lane, Highgate, VT, 05459 | $685,000
Stunning home with over 3640 sf above grade and a walkout basement that could be finished for more living space. Any builder would appreciate the classy design and work that went into construction. The large open living and kitchen areas are perfect for someone looking for an expansive floorplan. The kitchen has stainless appliances and quartz counters. You have the option of using the formal dining area or the breakfast nook. The first floor offers several bump out living areas and a 1/2 bath. Do you like outdoor entertainment? The back yard has and inground pool with pool house and large private concrete patio around it. Take your pick of options with a 3 season sunroom, large open back deck, an enclosed outdoor gazebo, or just lounge around the pool. All 3 options and pool can be seen from your living area. The staircase is the centerpiece of the living area and leads to 3 bedrooms on the 2nd level and two full baths. The master bedroom has a master bath with jet tub shower expansive vanity and stone flooring throughout. The laundry room is on the 2nd floor no up and down stairs with laundry here. The 26x20 bonus room over the garage has 12 ft vaulted ceilings and dormers that accent the structure. The concrete driveway and stairs lead to a walkout basement. The full basement has a finished 224 sf room and an additional 1000+ sf of partially finished area. This home is the last house on the street and borders a wooded area on 2 sides. 2 miles from I-89 exit 21 Swanton
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial,Modern Architecture
- Year Built: 2005
- Garage: 2-car Garage
- Heating: Oil,Wood,Baseboard
- Cooling: None
- Basement: Concrete,Full,Interior Access,Partially Finished,Stairs - Basement,Storage Space,Walkout
- Approx Sq. Feet: 3,685
- Acreage: 1.96
- Est. Taxes: $8,924
- Lot Desc: Country Setting
- Elem. School: Highgate Elementary School
- Middle School: Missisquoi Valley Union Jshs
- High School: Missisquoi Valley UHSD #7
- School District: Franklin Northwest
- MLS#: 5020349
- Website: https://www.raveis.com
/prop/5020349/97heritagelane_highgate_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of eXp Realty Phone: 802-868-6367
Listing Agent: Shawn Cheney
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
97 Heritage Lane, Highgate, VT, 05459
$685,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $744 | $744 | $744 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,692 | $3,642 | $4,621 |
| Total Monthly Payment | $4,528 | $4,478 | $5,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484