Welcome to your new home, a delightful transformation of a historic schoolhouse into a sweet and inviting home! This single-level, 3-bedroom, 1-bath residence is perfect for first-time homebuyers, those looking to downsize, or anyone seeking a peaceful getaway. Nestled on a sprawling 2-acre lot, this property boasts ample sunny space surrounded by lush plantings and vibrant flowering shrubs. You’ll find a large vegetable garden ready for your green thumb, along with plenty of room to unwind and enjoy the serene country setting. Recent updates include a new roof installed just 2 years ago and beautiful replacement windows added within the last decade, ensuring comfort and efficiency. The washer and dryer have also been replaced recently, providing modern convenience. There’s still plenty of potential for small projects to truly make this home your own. There is an attached oversized garage with tons of storage above, complete with enough firewood to stoke the woodstove for years to come. Located near the charming town of Jacksonville, you’re just minutes away from some of the best recreational activities the area has to offer. Nature lovers and outdoor enthusiasts will find endless opportunities for exploration and adventure. This home is being offered as-is and includes valuable extras like a snow blower, lawn mower, and rototiller, all in great condition.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,271 | $1,223 | $1,552 |
Total Monthly Payment | $1,669 | $1,621 | $1,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.