78 Maple Avenue, Suffern (Ramapo), NY, 10901 | $699,900
There have not been many two family houses to hit the market that offer this kind of space in this good of condition. Set on a quiet residential street with a ton of curb appeal, you'll discover three floors of beautifully finished living space, a full, unfinished basement, and a detached two, car garage. It's almost an impossible get in this neighborhood. Established tenancy makes for a worry-free investment property with tremendous income potential. The 1st floor apartment offers 2 BRs, LR, Kitchen, Bathroom and access to the unfinished basement. The 2nd apartment includes both the 2nd and 3rd floor and enjoys: Living Room, Kitchen, 2 BRs, Full Bath, Laundry Closet and 3 additional finished rooms currently purposed as 2 additional BRs and a Private Office that's not shown. The apartments are separately metered for gas and electric. Considering the neighborhood, the close proximity to downtown Suffern, NYC commuting options nearby, and Suffern's highly rated School District, there is always the option to enjoy this as a spacious, single family home as well. Welcomed by a charming, covered front porch, you'll have the perfect place to enjoy that morning coffee or escape into the backyard to barbeque or tend to your garden. Additional Information: ParkingFeatures: 2 Car Detached, BuildingAreaSource: Public Records, ConstructionDescription: Cedar, Shake Siding, Wood Siding, FoundationDetails: Other, Stone, LaundryFeatures: In Basement, ParkingFeatures: On Street,
Features
- Town: Suffern
- Bedrooms: 6
- Baths: 2 full
- Units: 2
- Laundry: In Unit
- Style: Duplex, Colonial
- Year Built: 1910
- Garage: 1-car Detached
- Heating: Natural Gas, Baseboard, Hot Water
- Cooling: None
- Basement: Full, Unfinished
- Acreage: 0.14
- Est. Taxes: $13,463
- Lot Desc: Level, Garden
- Elem. School: Richard P Connor Elementary School
- Middle School: Suffern Middle School
- High School: Suffern Senior High School
- School District: Ramapo-suffern
- MLS#: H6328209
- Days on Market: 50 days
- Website: https://www.raveis.com
/prop/H6328209/78mapleavenue_suffern_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
78 Maple Avenue, Suffern (Ramapo), NY, 10901
$699,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,122 | $1,122 | $1,122 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,801 |
| Total Monthly Payment | $4,939 | $4,935 | $6,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535