Get ready to fall in love with this charming renovated Colonial gem, perfectly nestled in the highly coveted Rumford area! Boasting four bedrooms and two full bathrooms, this home is designed for both warmth and comfort. The heart of the home is the modern kitchen, complete with sleek stainless steel appliances, elegant granite countertops. Recent upgrades have transformed this property, including a fabulous new master suite on the first floor, and all windows, flooring, and vinyl siding have been beautifully refreshed in the last five years. This charming home is not just move-in ready, it's brimming with character! Step outside to your private fenced backyard, complete with a lovely patio, perfect for entertaining or relaxing after a long day. Plus, enjoy a short stroll to the peaceful Omega Pond, an ideal spot for leisurely walks and unwinding. With a local elementary school nearby, this home is perfect for families looking to settle down. And if you're a commuter, you'll love the easy access to major roadways that connect you to Massachusetts and all across Rhode Island. Don't let this incredible opportunity pass you by make this beautiful Colonial your dream home today!
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Our Executive Mortgage Banker:
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$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,035 |
Total Monthly Payment | $2,871 | $2,868 | $3,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.