Welcome to your own slice of paradise! This stunning 3-Bedroom, 2-Bath home in popular Gated River Ridge Country Club, features a SPARKLING POOL with screened enclosure, perfect for year-round relaxation and entertaining. No rear neighbors and large pool deck, imagine enjoying outdoor dining, quiet morning coffee and hosting parties. Step inside to be greeted by soaring CATHEDRAL ceilings, and upgraded laminate flooring in this light, bright and airy Living Room that flows seamlessly to poolside views, creating a relaxing ambience. The well-designed kitchen offers stainless steel appliances, plenty of cabinetry, pantry, breakfast bar and a convenient built-in desk. Meal prep will be a breeze for the chef of the home. Spacious Dining area adjacent to kitchen, also has sliding doors out to pool. The Primary Bedroom is a serene retreat, complete with vaulted ceilings, pool access through sliding glass doors, spacious walk-in closet, and ensuite bath featuring a roomy dual vanity, and beautifully tiled walk-in shower. With split floorplan, privacy is assured, as two additional Bedrooms are situated at the front of the home, sharing a stylish full bath with tiled tub/shower combo. This home came through recent storms with no effects, is in a non-flood zone, a non-evacuation zone and didn't even lose power! For your peace of mind- UPDATES: ROOF '23, A/C '23, VARIABLE SPEED POOL PUMP '23, TOP OF LINE APPLIANCES '23, LANDSCAPING/EXT LIGHTS '23 as well as recently new GARAGE DOOR OPENER! Over-sized 2-car garage will even fit a pick-up truck! Golf cart friendly neighborhood. Hassle-free living PLUS HOA takes care of ALL LAWNCARE, IRRIGATION and Trash/Recycle. This home is a standout and a great value for comfortable, worry-free living! Convenient location close to schools, retail, dining, airports, golf courses, medical, downtown New Port Richey, and minutes from Ridge Rd Extension to Suncoast Parkway making commuting easy. See it before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,260 | $2,867 |
Total Monthly Payment | $2,692 | $2,604 | $3,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.