Welcome to 1124 Cheshire Street in Port Charlotte, FL—a remarkable waterfront property that effortlessly combines style, comfort, and practicality. This expansive 3-bedroom, 2-bathroom home offers 2, 112 square feet of living space on a generous 0. 81-acre lot, featuring 80 feet of Gulf-access waterfront along the Koenig Waterway. With an assumable VA loan at 4. 65 interest available to qualified buyers, this is a fantastic opportunity for a wide range of potential homeowners. You do not need to be a military veteran to qualify for this loan! The home has been meticulously updated with new interior and exterior paint, brand-new KitchenAid appliances, and elegant granite countertops. Inside, you'll find vaulted ceilings and tile flooring throughout. A wood-burning fireplace in the living room adds a cozy touch, while the formal dining room, large pantry, and interior laundry room provide convenience and ample storage. Additionally, the home features a brand-new HVAC system, water heater, and reverse osmosis system, ensuring modern efficiency and comfort. Outside, enjoy your private oasis with a covered and screened patio leading to a pristine swimming pool, surrounded by lush landscaping and mature trees. The property includes a 10x16 metal shed with 20 amp service and a 24x32 detached garage, perfect for projects or extra storage. The detached garage is equipped with 9-foot ceilings, a 50 amp electrical feed, and a 30 amp RV circuit, and is piped for an air compressor, complete with a large attic for even more storage. The garage overhead door features a screen, allowing you to enjoy fresh air without hassle. Both the main home and detached garage have durable metal roofs installed in 2009, and the property boasts a clean record with no insurance claims or hurricane damage. Rain gutters around both structures add to the home's practical features. With space to build your own custom dock and proximity to the North Port boat ramp, this property is ideal for those who love water activities. Don’t miss the opportunity to explore this exceptional home through the Zillow 3D Virtual tour, showcasing the interior, backyard, and detached garage in detail. This property offers a unique blend of luxury and functionality, ready to welcome its next owner.
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $3,926 | $3,923 | $5,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.