Your Dream Home Awaits! This stunning tri-level home in the desirable Bishop Hill section of Johnston, RI, is a true gem. With its immaculate and thoughtfully designed layout, it boasts beautiful hardwood floors that flow seamlessly throughout the main living areas. The finished lower level adds valuable space for recreation or relaxation, while the full-size heated garage provides convenience and ample storage.
Set on a perfectly sized lot of over 10, 000 sq ft, this property features a fenced backyard, ideal for both privacy and outdoor entertaining. Recent upgrades, including newer windows, a Rheem electric water tank, a new septic system and roof, equipped with solar panels ensuring energy efficiency for years to come. Offering peace of mind for the new homeowner.
The chef's kitchen is a dream come true, fully equipped with Bosch stainless steel appliances, custom cabinetry, and stunning quartz countertops. This space is perfect for culinary enthusiasts and family gatherings alike.
With three spacious bedrooms and two full baths, this home provides ample accommodation. The master suite is a true retreat, featuring an elegant master bath and a generous walk-in closet. This wonderful home truly has it all, combining comfort, style and modern conveniences in a fantastic location.
***Sale is subject to seller's suitable housing***
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,920 | $511,920 | $511,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,536 | $3,402 | $4,317 |
Total Monthly Payment | $4,103 | $3,969 | $4,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.