Presenting your opportunity to live in a waterfront community with a reduced risk of flooding! This home has NEVER flooded in it's history INCLUDING NO FLOODING from Hurricanes Helene and Milton. The ELEVATED BLOCK construction home was built in 1995 and has had only two owners. The custom build design offers 3 BEDROOMS, 2 BATHS and 2 BONUS ROOM PLUS TONS OF STORAGE INSIDE AND OUT! The primary features large windows overlooking the backyard, a spacious walk-in closet and an updated private ensuite bath with a step-in shower and dual sinks. The guest rooms share a 2024 UPDATED BATHROOM including a tub for the littles. The open concept finds the kitchen, dining and living rooms in the heart of the home. The living room features a woodburning fireplace and charming built-ins accent the dining area. Wooden French doors lead from the living room into the HOME OFFICE and family movie night will be so fun in the MEDIA ROOM, wired for surround sound. Pass through the indoor laundry room into the attached over-sized two car garage that includes plenty of space for workbenches and overhead storage. The backyard is a tropical oasis, fully fenced and pool-sized, you already have gorgeous palms around the perimeter, and OUTDOOR SHOWER with hot and cold water, a spot with electrical hook up for a hot tub, an elevated back deck perfect for your BBQ and a side yard for your fur babies. Additionally, there is a large storage space for kayaks, SUPs and lawn equipment under the house. Fresh landscaping stays green with your new sprinkler system (reclaimed water) and the location is a dream! Only 5 homes exist on this street so you can enjoy peaceful living! Tanner Creek is accessible across the street and you can paddle from the creek through the 79th Ave canal and out to Tampa Bay. Walk over to Riveria Bay Park where there's a playground, outdoor exercise equipment, trails, and even a community garden! You are minutes from Gandy Blvd for an easy commute to Tampa or hop on I-275, the 4th Street corridor offers tons of shopping, dinings, etc and you can be to downtown St Pete within minutes. Enjoy peace of mind in this ELEVATED and DRY home! Schedule your showing today!
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,763 | $2,659 | $3,373 |
Total Monthly Payment | $3,273 | $3,169 | $3,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.