296 Grady Polk ROAD, Winter Haven, FL, 33880 | $444,000

Transform this house into your dream HOME! This expansive 3-bedroom, 3-bathroom residence boasts 2, 669 sqft of potential, making it the ideal haven for large families or multigenerational living. Nestled on a sprawling 1. 10-acre lot, you’ll enjoy a fenced backyard that offers privacy and space for outdoor activities, plus a versatile metal barn complete with a mechanic pit and roll-up doors, perfect for car enthusiasts! Located in the charming community of Winter Haven, you’re just minutes away from Bartow Executive Airport and a wealth of outdoor adventures. Explore the scenic Panther Point Trail, engage with nature at Polk's Nature Discovery Center, or set sail on the serene waters of Lake Hancock. With some updates, this house could become the sanctuary you’ve always envisioned. Don’t miss your chance, schedule a showing today and unlock the potential of this remarkable property! This house qualifies for a USDA loan with 0% down!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1983
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,669
  • Acreage: 1.1
  • Est. Taxes: $1,771
  • Elem. School: Eagle Lake Elem
  • Middle School: Westwood Middle
  • High School: Lake Region High
  • Appliances: Range, Refrigerator
  • MLS#: TB8315672
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8315672/296gradypolkroad_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 2:47:07 PM)
Listing courtesy of MARZUCCO REAL ESTATE   Phone: 239-234-5134

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

296 Grady Polk ROAD, Winter Haven, FL, 33880

$444,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $355,200 $355,200 $355,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $148 $148 $148
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,363 $2,361 $3,046
Total Monthly Payment $2,586 $2,584 $3,269

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.