48 Allen Street, Rutland City, VT, 05701 | $255,000

A spacious well maintained city home on an exceptionally large lot that is partially fenced and ideal for recreation, pets, gardening and privacy. The interior of this home has been freshly painted with a light, neutral color so the rooms easily flow from one to the other and are filled with natural light. The large eat-in country kitchen has ample counter space and plenty of cabinets for storage. A laundry and bathroom complete the first floor. The attractive front hall leads you up to the second floor primary bedroom and a second bedroom. There are additional bonus rooms on the second floor; a centrally located playroom with built-in bookshelves and a spare room for crafts or an office. Two covered porches provide shade from the summer sun and the workshop off the back of the oversized garage is ideal for your winter projects. The full basement is dry for a home of this age and has an interior and exterior access. Rutland Hospital is right up the road and schools, shopping and recreation are nearby. This home is ready for you to move into before winter arrives.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Colonial
  • Year Built: 1900
  • Garage: 1-car Garage
  • Heating: Baseboard
  • Cooling: None
  • Basement: Concrete Floor,Full,Stairs - Interior,Unfinished,Interior Access,Exterior Access
  • Approx Sq. Feet: 1,502
  • Acreage: 0.45
  • Est. Taxes: $4,012
  • Lot Desc: City Lot,Level,Sidewalks
  • Elem. School: Rutland Northeast Primary Sch
  • Middle School: Rutland Intermediate School
  • High School: Rutland Senior High School
  • School District: Rutland City School District
  • MLS#: 5020379
  • Website: https://www.raveis.com
    /prop/5020379/48allenstreet_rutlandcity_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/30/2024
Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-774-7007
Listing Agent: Sandi Reiber

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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48 Allen Street, Rutland City, VT, 05701

$255,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $204,000 $204,000 $204,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $334 $334 $334
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,409 $1,356 $1,720
Total Monthly Payment $1,818 $1,765 $2,129

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.