Looking for a 55+ community? This is the one for you! Move in ready & filled with sunshine. You will enjoy the easy living at The Terraces in Shelburne Village with 7 acres of common land with community gardens, nice views, and walking areas. Bright, sunny floor plan with spacious living/dining room with built ins & fireplace mantel ready for electric insert. Galley kitchen has plenty of cabinets & counter space, primary bedroom with ample closet space & full bath. Don't miss the atrium door to sunny deck overlooking common land. One parking space, locked storage unit on the same floor as the unit with shelving - perfect for extra storage. This second floor unit is an easy walk up and features a motorized stair lift if needed. Association amenities include an emergency call system in each unit, hot meal plans, gathering room, exercise facility, building maintenance, and laundry facilities in each building. The common room, also known as the "Audubon" Room, is a wonderful gathering space & features recreational activities, food, crafts, library & living room. Community van offers services to local grocery store & Shelburne Village. This is a great place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,281 |
Total Monthly Payment | $1,229 | $1,228 | $1,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.