OPEN HOUSE 11/17/24 FROM 2-4 PM. Welcome home to this well-maintained home in a great location between Anderson and Seneca with easy access to I-85. If you are looking for a good size, level yard and a quiet neighborhood, this may be the one. The home has a large covered front porch and a rear deck that is partially covered. The kitchen has plenty of room for the cook of the house to spread out. It features cabinets galore, 2 lazy susan’s and a good amount of counter space. The main living area is open and has vaulted ceilings and a woodburning fireplace. This home has a split floor plan maintaining some privacy. The main bedroom is large, and you will love the oversized walk-in closet. The main room bath features a garden soaking tub and a separate shower plus double sinks with Corian counter-tops. The 24’ above-ground swimming pool is only 2 years old & has been well-maintained. The owner had a 3. 5 ton HVAC installed in 2019 and a metal roof was installed in 2012. The utility shed conveys. This home would be good for a downsizer or a family needing lots of outside space. There is no through traffic on this dead-end street. The property qualifies for 100% USDA financing. Make your appointment today!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,515 | $1,514 | $1,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.