Welcome to 110 Terrace Drive in the Hanover Hill Subdivision. This location is midway between Clemson and Seneca offering convenience for all of your needs. The first thing you will notice is the unique curb appeal and well manicured front lawn. Roof was installed in 2023 along with oversized gutters to handle large amounts of water drainage. There are a total of 5 covered carport spaces with an extra large parking pad added in summer of 2024. Home has been freshly painted inside and out and this includes fresh paint on the decks and railings. In the backyard you have newly installed stairs that lead to the fully fenced back yard. There is a 14x14 wooden shop and an oversized shed that will remain. The water heater was replaced June 2024. Updated appliances are in place and will convey with the home. Inside the home, you will find peace and serenity in this truly move in ready home. All one level living with 2 entrances for your convenience, 1 entrance to the foyer and one to the kitchen for ease of unloading groceries. The floorplan includes 3 bedrooms, 2 full baths, large living room that opens to the covered deck through double French doors, laundry closet, gallery style kitchen and a breakfast area. Primary Bedroom has an oversized walk in closet and a private bathroom. Special features include ceiling fans in all bedrooms, Tiffany ceiling lighting throughout, bamboo hardwood flooring in main living areas, tile foyer, and a lovely mahogany mantle over the fireplace. Natural gas is available but not being used currently. Storage space includes floored space in attic and 2 buildings in the backyard. This is an extremely quiet neighborhood, well established with invested owners but with no HOA fees. This home has a country type feel but is less than 10 minutes to Clemson or the heart of Seneca. Condition is immaculate, come and enjoy the serenity of 110 Terrace Drive.
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$288,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,400 | $230,400 | $230,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,533 | $1,531 | $1,943 |
Total Monthly Payment | $1,667 | $1,665 | $2,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.