This 1940-built home is gracefully situated on a nearly half-acre lot within the city limits of historic Abbeville SC. The home’s timeless character is evident from the moment you arrive, boasting high ceilings that lend a sense of spaciousness to every room. Inside, you'll find four large bedrooms and two bathrooms, including a remodeled master bathroom. The heart of the home is the remodeled kitchen, blending modern convenience with a touch of classic style. A Florida room offers a peaceful space to enjoy your morning coffee, while the fenced backyard provides privacy and plenty of room for outdoor living. For those in need of extra space, the basement spans the entire footprint of the home, offering endless possibilities—from a workshop to storage. A newly installed HVAC system (2021) ensures comfort for years to come, while the metal carport adds extra convenience and protection for your vehicles. This property offers the best of both worlds: the charm of small-town living with the conveniences of city amenities just minutes away.
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Our Executive Mortgage Banker:
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$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $94 | $94 | $94 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,267 | $1,599 |
Total Monthly Payment | $1,467 | $1,436 | $1,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.