11017 LYDIA ESTATES Drive, Jacksonville, FL, 32218 | $435,000

Situated on an expansive corner lot, this 2, 779-square-foot, 4-bedroom, 3-bathroom brick home radiates classic elegance and functionality in a peaceful, gated community with the playground conveniently located right across the street. The home welcomes you with a beautifully designed circular drive and a discreet side-entry garage, adding both charm and convenience to its curb appeal. Step inside through the front entryway into the formal living room, where abundant natural light highlights the space, with the formal dining room just beyond. This dining area is just steps away from the serene master suite, designed as a private retreat. In the master, you'll find a cozy sitting area warmed by a fireplace, perfect for quiet evenings, and a spa-like en suite bathroom complete with a separate, spacious shower, a jetted soaking tub, and dual split vanities, offering both luxury and functionality. The home's split floor plan places two additional bedrooms and a shared full bath on the opposite side of the main level, ensuring privacy and space for family or guests. Toward the back of the house, a spacious kitchen with a central island invites culinary creativity and opens into a welcoming family room. Here, a stately fireplace and custom built-in bookshelves create an inviting space to gather or unwind. Glass sliders off the kitchen lead to a sun-filled Florida room, seamlessly blending indoor and outdoor livinga perfect spot to enjoy morning coffee or evening relaxation year-round. A staircase off the formal dining room leads to a private upstairs bedroom with an en suite bathroom and custom built-in shelving, ideal for guests, older children, or use as a secluded office. The backyard adds further appeal with a matching shed or workshop, an extension of the home's cohesive brick design, offering practical storage or a dedicated workspace. Located just minutes from the interstate allows you to live away from the hustle and bustle with an easy commute. This home is ideal for the growing family. Welcome!

Features

  • Amenities: Basketball Court, Gated, Playground
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 110X103X86X126
  • Laundry: In Garage
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,779
  • Acreage: 0.32
  • Lot Size: 110X103X86X126
  • Est. Taxes: $3,847
  • HOA Fee: $668 Annually
  • Lot Desc: Corner Lot
  • Elem. School: Garden City
  • Middle School: Highlands
  • High School: Jean Ribault
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: 2054087
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/2054087/11017lydiaestatesdrive_jacksonville_fl?source=qrflyer
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Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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11017 LYDIA ESTATES Drive, Jacksonville, FL, 32218

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $321 $321 $321
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,315 $2,313 $2,984
Total Monthly Payment $2,711 $2,709 $3,380

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.