26 Baylor Circle, White Plains, NY, 10605 | $799,000
An opportunity presents itself as this lovingly maintained raised ranch tucked away in the Havilands Manor section of White Plains. The main level showcases a convenient layout. Starting with the inviting living room featuring a prominent window allowing for an abundance of natural light. An easy flow to the dining room and access to the eat in kitchen which boasts newer stainless steel appliances and a skylight. Through the back door off the kitchen you will find a deck for effortless entertaining while overlooking a private and serene backyard. The primary bedroom features large closets and an en-suite full bath. Two more similarly sized bedrooms and hall full bath complete the main level. Head downstairs to an oversized family room featuring a dramatic wood burning fireplace. Located just off that versatile room is a mudroom, half bath, laundry and utilities. Central air, 2 car garage, 200 amp electric panel, hardwood floors, forced air heat, all newer appliances and located in a neighborhood that's on a quiet street is what this home has waiting for you. Come and put your personal touches to make this house your home! Years ago the owner had plans on building an extension, too. They kept the plans if anybody wants to see them.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Raised Ranch
- Year Built: 1960
- Garage: 2-car Attached
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Basement: Partially Finished
- Approx Sq. Feet: 1,466
- Acreage: 0.29
- Est. Taxes: $16,376
- Lot Desc: Near Public Transit
- Middle School: White Plains Middle School
- High School: White Plains Senior High School
- School District: White Plains
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: H6328479
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/H6328479/26baylorcircle_whiteplains_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
26 Baylor Circle, White Plains, NY, 10605
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $1,365 | $1,365 | $1,365 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,390 |
| Total Monthly Payment | $5,817 | $5,705 | $6,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535