Waterfront: This Adorable Country Bungalow is located on lower Sibley Pond with a beautiful view. There have been lots of updates over the past 10 years: roof, windows, siding, decking, furnace, flooring, bathroom, paint, stone walkway and the sellers will be installing a new septic system. The island kitchen has room for a large table and also has a built in table for entertaining family and friends. Off the kitchen is the living room with hardwood floors, views of the lake and access to an outdoor deck. The master bedroom opens to a second room that is being used as a dressing room/office with access to the walk up attic that could possibly be finished for additional space. The bedroom and office also have hardwood flooring. A full bathroom and laundry area are on this level too. The lower level has a family room with vinyl flooring and a three season porch that opens to the waterfront. Living here is like being on vacation everyday. Close to the Mass Pike, Routes 84, 9 and 20.
Type | Description | Level |
---|---|---|
Kitchen | Flooring - Vinyl, Dining Area, Kitchen Island, Country Kitchen, Exterior Access, Remodeled, Lighting - Pendant | Main,First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Deck - Exterior, Exterior Access, Remodeled | Main,First |
Master Bedroom | Ceiling Fan(s), Flooring - Hardwood, Remodeled | Main,First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,073 | $2,630 |
Total Monthly Payment | $2,462 | $2,460 | $3,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.